RUUT

Manage your money the modern way

With a RUUT account, you get seamless control and ironclad security, all in one place.

Manage your money the modern way

With a RUUT account, you get seamless control and ironclad security, all in one place.

100% free account

No monthly fees, no surprises — just a free account that works harder for you every day.

Spend, save, send

Your daily payments, savings and transfers all in one beautifully simple app.

Safe and sound

Your funds are fully protected with bank-grade security and regulatory safeguards.

100% free account

No monthly fees, no surprises — just a free account that works harder for you every day.

Spend, save, send

Your daily payments, savings and transfers all in one beautifully simple app.

Safe and sound

Your funds are fully protected with bank-grade security and regulatory safeguards.

Apply for a RUUT Account

Complete your application in just a few simple steps. We'll review your details and let you know once your RUUT account is ready to use.

Apply for a

Built to protect

International global security standards keep your account secure around the clock.

Built to protect

Add or withdraw funds instantly

Move your money exactly when you need to. Top up your balance or take out cash on your own schedule, with zero delays. First ATM withdrawal every month is on us.

Add or withdraw funds

Everything in one app

Manage your account, track your spending, and stay sorted. Total control in your pocket with RUUT app.

Everything in

Apply for a RUUT Account

Complete your application in just a few simple steps. We'll review your details and let you know once your RUUT account is ready to use.

Apply for a

Built to protect

International global security standards keep your account secure around the clock.

Built to protect

Add or withdraw funds instantly

Move your money exactly when you need to. Top up your balance or take out cash on your own schedule, with zero delays. First ATM withdrawal every month is on us.

Add or withdraw funds

Everything in one app

Manage your account, track your spending, and stay sorted. Total control in your pocket with RUUT app.

Everything in

Make RUUT your salary account

Get your salary paid into RUUT and manage all your everyday finances in one secure, simple place.

RUUT app accounts screen showing balance and last transactions

Make RUUT your salary account

Get your salary paid into RUUT and manage all your everyday finances in one secure, simple place.

RUUT app accounts screen showing balance and last transactions

Simple steps to get started

Ditch the branch visits and paperwork. Apply for your RUUT account digitally through the app.

  1. 1Get the app
  2. 2Create your profile
  3. 3Verify your identity and address
  4. 4Start using your account once it's approved

Simple steps to get started

Ditch the branch visits and paperwork. Apply for your RUUT account digitally through the app.

  1. 1Get the app
  2. 2Create your profile
  3. 3Verify your identity and address
  4. 4Start using your account once it's approved

Instant,
reliable way of
sending money

Instant,
reliable way of
sending money

Your money, always within reach

Manage it securely with RUUT, anytime, anywhere.

Your money, always within reach

Manage it securely with RUUT, anytime, anywhere.

Common
Questions,
Clear Answers

Do you have more questions?

Find many more answers in our resources, and our team is always here to help with any questions you may have.

Help Centre
Opening a personal account with RUUT in the United Kingdom is very easy! Here's what you need to do to set up your account:
1. Download the RUUT App:
Go to the App Store or Google Play on your phone and download RUUT.
2. Sign Up:
Open the app and follow the on-screen steps to enter your information.
3. Prepare Necessary Documents:
- Identification Document: Passport or driver's license. - Address Document: A recent utility bill, bank statement, or residency document.
4. Identity and Address Verification:
During registration, upload these documents to the app to verify your identity and address.
5. Your Account is Ready:
Once you've completed the registration process and submitted the required information and documents, your application will be reviewed. If your application is approved, we'll let you know and your RUUT personal account will be ready to use. You can then add funds to your account and apply for a card.

Common
Questions,
Clear Answers

Do you have more questions?

Find many more answers in our resources, and our team is always here to help with any questions you may have.

Help Centre
Opening a personal account with RUUT in the United Kingdom is very easy! Here's what you need to do to set up your account:
1. Download the RUUT App:
Go to the App Store or Google Play on your phone and download RUUT.
2. Sign Up:
Open the app and follow the on-screen steps to enter your information.
3. Prepare Necessary Documents:
- Identification Document: Passport or driver's license. - Address Document: A recent utility bill, bank statement, or residency document.
4. Identity and Address Verification:
During registration, upload these documents to the app to verify your identity and address.
5. Your Account is Ready:
Once you've completed the registration process and submitted the required information and documents, your application will be reviewed. If your application is approved, we'll let you know and your RUUT personal account will be ready to use. You can then add funds to your account and apply for a card.

Your business.
Your life. Your RUUT

Ready when you are
Start your journey with RUUT today

Get started with RUUT
Get started with RUUT

Ready when you are Start your journey with RUUT today

RUUT

Your Business. Your Life. Your RUUT.

RUUT is a trading name of Is United Payment Systems Limited, a company registered in England and Wales (Company No. 14364087) with its registered office at Kemp House, 124 City Road, London, United Kingdom, EC1V 2NX. Is United Payment Systems Limited is not authorised or regulated by the Financial Conduct Authority (FCA). The RUUT account is issued by Algbra FS UK Limited, which is authorised and regulated by the FCA under the Electronic Money Regulations 2011 (Firm Reference Number 952360) for the issuing of electronic money. RUUT (Is United Payment Systems Limited) acts as a distributor of Algbra FS UK Limited. Your funds are not covered by the Financial Services Compensation Scheme (FSCS). However, they are held in one or more segregated and safeguarded accounts in accordance with the Electronic Money Regulations 2011. This Visa card is issued by Enfuce UK Ltd pursuant to licence by VISA Europe Limited. Enfuce UK Ltd is authorised and regulated by the Financial Conduct Authority, with the Firm Reference Number 993783.

Maxi Digital GmbH Taunustor 1, 60310 Frankfurt am MainMaxi Digital GmbH is a subsidiary of Is United Payment Systems Limited.

RUUT is a trading name of Is United Payment Systems Limited, a company registered in England and Wales (Company No. 14364087) with its registered office at Kemp House, 124 City Road, London, United Kingdom, EC1V 2NX. Is United Payment Systems Limited is not authorised or regulated by the Financial Conduct Authority (FCA). The RUUT account is issued by Algbra FS UK Limited, which is authorised and regulated by the FCA under the Electronic Money Regulations 2011 (Firm Reference Number 952360) for the issuing of electronic money. RUUT (Is United Payment Systems Limited) acts as a distributor of Algbra FS UK Limited. Your funds are not covered by the Financial Services Compensation Scheme (FSCS). However, they are held in one or more segregated and safeguarded accounts in accordance with the Electronic Money Regulations 2011. This Visa card is issued by Enfuce UK Ltd pursuant to licence by VISA Europe Limited. Enfuce UK Ltd is authorised and regulated by the Financial Conduct Authority, with the Firm Reference Number 993783.

Maxi Digital GmbH Taunustor 1, 60310 Frankfurt am MainMaxi Digital GmbH is a subsidiary of Is United Payment Systems Limited.