Spend, send, and manage effortlessly

Card, account, money transfer and so on. All financial needs in one place.

Business Personal

Spend, send, and manage effortlessly

Card, account, money transfer and so on. All financial needs in one place.

Your everyday money, sorted

The Card

The Card

Earn while you spend

Track every penny while earning 5% cashback on daily spending like groceries, your morning commute, and more.*

About RUUT Card

*Up to £50/Month. Offer valid until 30.09.2026. Terms apply.

The Account

The Account

Built for payday and every day

Receive your salary directly into RUUT and spend seamlessly straight away.

About RUUT Account

*Up to £50/Month. Offer valid until 30.09.2026. Terms apply.

The Transfers

The Transfers

Move money instantly

Settle up in a flash. Transfer funds instantly with zero hassle.

About Money Transfer

*Up to £50/Month. Offer valid until 30.09.2026. Terms apply.

Your everyday money, sorted

The Card

The Card

Earn while you spend

Track every penny while earning 5% cashback on daily spending like groceries, your morning commute, and more.*

About RUUT Card

*Up to £50/Month. Offer valid until 30.09.2026. Terms apply.

The Account

The Account

Built for payday and every day

Receive your salary directly into RUUT and spend seamlessly straight away.

About RUUT Account

*Up to £50/Month. Offer valid until 30.09.2026. Terms apply.

The Transfers

The Transfers

Move money instantly

Settle up in a flash. Transfer funds instantly with zero hassle.

About Money Transfer

*Up to £50/Month. Offer valid until 30.09.2026. Terms apply.

RUUT Account on phone

RUUT ACCOUNT

Upgrade your everyday financial experience

Open your RUUT account easily and take total control. With instant transfers and ironclad security, managing your cash has never been this simple.

RUUT Account on phone

RUUT ACCOUNT

Upgrade your everyday financial experience

Open your RUUT account easily and take total control. With instant transfers and ironclad security, managing your cash has never been this simple.

RUUT CARDS

Tap. Checkout. Earn 5%

Physical in your wallet or virtual on your phone. Choose your setup, spend securely, and earn cashback on your daily spending, from groceries and restaurants to transport and fuel.

*Up to £50/Month. Offer valid until 30.09.2026. T&Cs apply

RUUT CARDS

Tap. Checkout. Earn 5%

Physical in your wallet or virtual on your phone. Choose your setup, spend securely, and earn cashback on your daily spending, from groceries and restaurants to transport and fuel.

*Up to £50/Month. Offer valid until 30.09.2026. T&Cs apply

Money Transfer on phone

MONEY TRANSFER

Fast, frictionless transfers

Make waiting for funds a thing of the past. Move your money exactly where it needs to be, right from the palm of your hand.

100% digital. No branches, no queues.
Seamless and secure transfers across the UK.

MONEY TRANSFER

Fast, frictionless transfers

Make waiting for funds a thing of the past. Move your money exactly where it needs to be, right from the palm of your hand.

100% digital. No branches, no queues.
Seamless and secure transfers across the UK.

Money Transfer on phone

Common Questions, Clear Answers

Opening a personal account with RUUT in the United Kingdom is very easy! Here's what you need to do to set up your account:1. Download the RUUT App:Go to the App Store or Google Play on your phone and download RUUT.2. Sign Up:Open the app and follow the on-screen steps to enter your information.3. Prepare Necessary Documents:- Identification Document: Passport, ID card, or driver's license.- Address Document: A recent utility bill, bank statement, or residency document.4. Identity and Address Verification:During registration, upload these documents to the app to verify your identity and address.5. Your Account is Ready:Once all steps are completed, your RUUT personal account with a GB IBAN will be opened and ready for use!You can then add funds to your account and apply for a card instantly.

RUUT offers fantastic features to help you easily manage your financial transactions in the United Kingdom:Free Personal Account: Download the RUUT app and open a free account in minutes. This account comes with a "GB" IBAN.Faster Payments Network for Money Transfers: With RUUT, you can make fast and secure money transfers within the UK. Plus, all money transfers within the UK are free!Visa-Backed RUUT Card: Use your RUUT card to make purchases securely. The contactless feature, supported by the Visa network, allows you to shop worldwide. You can also withdraw cash from any ATM displaying the Visa logo. Moreover, your first ATM cash withdrawal each month is free!Virtual Card: Instantly and securely make online purchases with your RUUT virtual card.

RUUT offers fantastic features to help you easily manage your financial transactions in the United Kingdom:Free Personal Account: Download the RUUT app and open a free account in minutes. This account comes with a "GB" IBAN.Faster Payments Network for Money Transfers: With RUUT, you can make fast and secure money transfers within the UK. Plus, all money transfers within the UK are free!Visa-Backed RUUT Card: Use your RUUT card to make purchases securely. The contactless feature, supported by the Visa network, allows you to shop worldwide. You can also withdraw cash from any ATM displaying the Visa logo. Moreover, your first ATM cash withdrawal each month is free!Virtual Card: Instantly and securely make online purchases with your RUUT virtual card. If you have applied for a physical card, you can continue shopping with your virtual card until your physical card arrives.

Opening a RUUT account is quite simple! However, you need to prepare some documents to verify your identity and address:What You'll Need:Identity Verification:You will undergo a liveness test to confirm that it's really you.Required Identity Documents:- Identity Document: Passport, ID card, or driver's license.- Address Document: A recent utility bill, bank statement, or rental agreement.You can easily upload these documents through the RUUT app, and the verification process is typically completed quickly. Once all the steps are finished, your RUUT account will be ready to use within minutes!

When opening a RUUT account, you can use the following documents to verify your identity:- Identity Card- Passport- Driver's License- For address verification: A recent utility bill, bank statement, or a rental agreement.You can upload any of these documents through the RUUT app to complete the identity verification process.

Do you have more questions?

Find many more answers in our resources, and our team is always here to help with any questions you may have.

Common Questions, Clear Answers

Do you have more questions?

Find many more answers in our resources, and our team is always here to help with any questions you may have.

Opening a personal account with RUUT in the United Kingdom is very easy! Here's what you need to do to set up your account:1. Download the RUUT App:Go to the App Store or Google Play on your phone and download RUUT.2. Sign Up:Open the app and follow the on-screen steps to enter your information.3. Prepare Necessary Documents:- Identification Document: Passport, ID card, or driver's license.- Address Document: A recent utility bill, bank statement, or residency document.4. Identity and Address Verification:During registration, upload these documents to the app to verify your identity and address.5. Your Account is Ready:Once all steps are completed, your RUUT personal account with a GB IBAN will be opened and ready for use!You can then add funds to your account and apply for a card instantly.

RUUT offers fantastic features to help you easily manage your financial transactions in the United Kingdom:Free Personal Account: Download the RUUT app and open a free account in minutes. This account comes with a "GB" IBAN.Faster Payments Network for Money Transfers: With RUUT, you can make fast and secure money transfers within the UK. Plus, all money transfers within the UK are free!Visa-Backed RUUT Card: Use your RUUT card to make purchases securely. The contactless feature, supported by the Visa network, allows you to shop worldwide. You can also withdraw cash from any ATM displaying the Visa logo. Moreover, your first ATM cash withdrawal each month is free!Virtual Card: Instantly and securely make online purchases with your RUUT virtual card.

RUUT offers fantastic features to help you easily manage your financial transactions in the United Kingdom:Free Personal Account: Download the RUUT app and open a free account in minutes. This account comes with a "GB" IBAN.Faster Payments Network for Money Transfers: With RUUT, you can make fast and secure money transfers within the UK. Plus, all money transfers within the UK are free!Visa-Backed RUUT Card: Use your RUUT card to make purchases securely. The contactless feature, supported by the Visa network, allows you to shop worldwide. You can also withdraw cash from any ATM displaying the Visa logo. Moreover, your first ATM cash withdrawal each month is free!Virtual Card: Instantly and securely make online purchases with your RUUT virtual card. If you have applied for a physical card, you can continue shopping with your virtual card until your physical card arrives.

Opening a RUUT account is quite simple! However, you need to prepare some documents to verify your identity and address:What You'll Need:Identity Verification:You will undergo a liveness test to confirm that it's really you.Required Identity Documents:- Identity Document: Passport, ID card, or driver's license.- Address Document: A recent utility bill, bank statement, or rental agreement.You can easily upload these documents through the RUUT app, and the verification process is typically completed quickly. Once all the steps are finished, your RUUT account will be ready to use within minutes!

When opening a RUUT account, you can use the following documents to verify your identity:- Identity Card- Passport- Driver's License- For address verification: A recent utility bill, bank statement, or a rental agreement.You can upload any of these documents through the RUUT app to complete the identity verification process.

Ever dreamed
of starting
your own business
in the UK?

If you're thinking of starting your own business in the United Kingdom or already have an established company, see how RUUT Business can help take your dreams further.

Explore RUUT Business

Ever dreamed of starting
your own business in the UK?

If you're thinking of starting your own business in the United Kingdom or already have an established company, see how RUUT Business can help take your dreams further.

Explore RUUT Business

Your business.
Your life. Your RUUT

Ready when you are
Start your journey with RUUT today

Get started with RUUT

Get started with RUUT

Ready when you are Start your journey with RUUT today