RUUT

Personal Plan Limits and Fees

One plan. No monthly fee. Clear and simple.

Personal Plan Limits and Fees

One plan. No monthly fee. Clear and simple.

Your Account*
Number of Personal Account1
Get Your RUUT Card**
Virtual Cards1 free
Physical Cards£4.90 (one-time fee)
Card Replacement£4.90 (one-time fee)
Take Money
Top up (Debit & Credit Card)3%
Transfer Money
Money Transfer within UKFree
Money Transfer between RUUT accountsFree
Money Transfer to TürkiyeFirst transfer free; £3.90 after
Withdraw Money
ATM Cash Withdrawal UK1 free per month; 2% fee per additional withdrawal
Cash Withdrawal International3%
  • *The total number of accounts opened within one year is limited to 10.
  • **Only one virtual card can be active at a time. The total number of cards requested within a year reaches up to 10, split as 5 virtual and 5 physical cards.

Transaction Limits

RUUT Personal Plan Limits

Category
Per Transaction
Daily (24hrs)
Weekly
Monthly
Yearly
Account Deposit
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
Card Spending
£3,000
Max 15 transactions and £3,000
Max 100 transactions and £5,000
Max 250 transactions and £10,000
Max 500 transactions and £40,000
Incoming Total (Inbound GBP, Inbound Swift, All Top ups)
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
Outgoing Faster Payment
£10,000
£50,000
£50,000
£50,000
£500,000
Money Transfer between RUUT accounts
£10,000
£50,000
£50,000
£50,000
£500,000
Money Transfer to Türkiye
Min £10, max £10,000
£50,000
£50,000
£50,000
£50,000
ATM Withdrawal
£200
Max 5 withdrawals and £500
Max 10 withdrawals and £500
Max 20 withdrawals and £500
Max 100 withdrawals and £6,000
Your Account*
Personal Plan
Number of Personal Account
1
Get Your RUUT Card**
Personal Plan
Virtual Cards
1 free
Physical Cards
£4.90 (one-time fee)
Card Replacement
£4.90 (one-time fee)
Take Money
Personal Plan
Top up (Debit & Credit Card)
3%
Transfer Money
Personal Plan
Money Transfer within UK
Free
Money Transfer between RUUT accounts
Free
Money Transfer to Türkiye
First transfer free; £3.90 after
Withdraw Money
Personal Plan
ATM Cash Withdrawal UK
1 free per month; 2% fee per additional withdrawal
Cash Withdrawal International
3%
  • *The total number of accounts opened within one year is limited to 10.
  • **Only one virtual card can be active at a time. The total number of cards requested within a year reaches up to 10, split as 5 virtual and 5 physical cards.

Transaction Limits

RUUT Personal Plan Limits

Category
Per Transaction
Daily (24hrs)
Weekly
Monthly
Yearly
Account Deposit
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
Card Spending
£3,000
Max 15 transactions and £3,000
Max 100 transactions and £5,000
Max 250 transactions and £10,000
Max 500 transactions and £40,000
Incoming Total (Inbound GBP, Inbound Swift, All Top ups)
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
Outgoing Faster Payment
£10,000
£50,000
£50,000
£50,000
£500,000
Money Transfer between RUUT accounts
£10,000
£50,000
£50,000
£50,000
£500,000
Money Transfer to Türkiye
Min £10, max £10,000
£50,000
£50,000
£50,000
£50,000
ATM Withdrawal
£200
Max 5 withdrawals and £500
Max 10 withdrawals and £500
Max 20 withdrawals and £500
Max 100 withdrawals and £6,000

Ready when you are
Start your journey with RUUT today

Get started with RUUT
Get started with RUUT

Ready when you are Start your journey with RUUT today

RUUT

Your Business. Your Life. Your RUUT.

RUUT is a trading name of Is United Payment Systems Limited, a company registered in England and Wales (Company No. 14364087) with its registered office at Kemp House, 124 City Road, London, United Kingdom, EC1V 2NX. Is United Payment Systems Limited is not authorised or regulated by the Financial Conduct Authority (FCA). The RUUT account is issued by Algbra FS UK Limited, which is authorised and regulated by the FCA under the Electronic Money Regulations 2011 (Firm Reference Number 952360) for the issuing of electronic money. RUUT (Is United Payment Systems Limited) acts as a distributor of Algbra FS UK Limited. Your funds are not covered by the Financial Services Compensation Scheme (FSCS). However, they are held in one or more segregated and safeguarded accounts in accordance with the Electronic Money Regulations 2011. This Visa card is issued by Enfuce UK Ltd pursuant to licence by VISA Europe Limited. Enfuce UK Ltd is authorised and regulated by the Financial Conduct Authority, with the Firm Reference Number 993783.

Maxi Digital GmbH Taunustor 1, 60310 Frankfurt am MainMaxi Digital GmbH is a subsidiary of Is United Payment Systems Limited.

RUUT is a trading name of Is United Payment Systems Limited, a company registered in England and Wales (Company No. 14364087) with its registered office at Kemp House, 124 City Road, London, United Kingdom, EC1V 2NX. Is United Payment Systems Limited is not authorised or regulated by the Financial Conduct Authority (FCA). The RUUT account is issued by Algbra FS UK Limited, which is authorised and regulated by the FCA under the Electronic Money Regulations 2011 (Firm Reference Number 952360) for the issuing of electronic money. RUUT (Is United Payment Systems Limited) acts as a distributor of Algbra FS UK Limited. Your funds are not covered by the Financial Services Compensation Scheme (FSCS). However, they are held in one or more segregated and safeguarded accounts in accordance with the Electronic Money Regulations 2011. This Visa card is issued by Enfuce UK Ltd pursuant to licence by VISA Europe Limited. Enfuce UK Ltd is authorised and regulated by the Financial Conduct Authority, with the Firm Reference Number 993783.

Maxi Digital GmbH Taunustor 1, 60310 Frankfurt am MainMaxi Digital GmbH is a subsidiary of Is United Payment Systems Limited.