Shop, withdraw, and pay anywhere. RUUT keeps it simple.

Accepted worldwide with Visa infrastructure.

Contactless payments for fast and easy shopping.

Secure transactions with EMV chip and PIN.

Add your RUUT card to Apple Pay or Google Pay and start spending securely in seconds.

Freeze or unfreeze your card instantly in the app.

Withdraw cash anytime at Visa ATMs worldwide.

Pick up your physical RUUT card

Download RUUT.

Confirm your identity.

Request your physical card.

Activate it and start using instantly.

Simple, secure everyday payments with your RUUT debit card

Common Questions, Clear Answers

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Not a Dream, Reality with RUUT.

RUUT is a trading name of Is United Payment Systems Limited, a company registered in England and Wales (Company No. 14364087) with its registered office at Kemp House, 124 City Road, London, United Kingdom, EC1V 2NX. Is United Payment Systems Limited is not authorised or regulated by the Financial Conduct Authority (FCA). The RUUT account is issued by Algbra FS UK Limited, which is authorised and regulated by the FCA under the Electronic Money Regulations 2011 (Firm Reference Number 952360) for the issuing of electronic money. RUUT (Is United Payment Systems Limited) acts as a distributor of Algbra FS UK Limited. Your funds are not covered by the Financial Services Compensation Scheme (FSCS). However, they are held in one or more segregated and safeguarded accounts in accordance with the Electronic Money Regulations 2011. This Visa card is issued by Enfuce UK Ltd pursuant to licence by VISA Europe Limited. Enfuce UK Ltd is authorised and regulated by the Financial Conduct Authority, with the Firm Reference Number 993783.