Personal Plan Limits and Fees

Your Account*
Number of Personal Account1
Get Your RUUT Card**
Virtual Cards1 free
Physical Cards£10, £4.90 (one-time fee)
Card Replacement £10, £4.90 (one-time fee)
Take Money
Inbound payment (GBP)Free
Debit Card Top up1.5%
Credit Card Top up2.5%
Transfer Money
Money Transfer within UKFree
Money Transfer between RUUT accountsFree
Withdraw Money
ATM Cash Withdrawal UK1 free, 2% fee per additional withdrawal
Cash withdrawal International3%

* The total number of accounts opened within one year is limited to 10.

** Only one virtual card can be active at a time. The total number of cards requested within one year may be up to 10, consisting of 5 virtual and 5 physical cards.

RUUT Personal Plan LimitsPer TransactionDaily 24hrsWeeklyMonthlyYearly
Account Deposit£1,000,000£1,000,000£1,000,000£1,000,000£1,000,000
Card Spending£3,000Max 15 transactions and £3,000Max 100 transactions and £5,000Max 250 transactions and £10,000Max 500 transactions and £40,000
Incoming Total (Inbound payment (GBP), Inbound Swift, All Top ups)£1,000,000£1,000,000£1,000,000£1,000,000£1,000,000
Outgoing Faster Payment£10,000£50,000£50,000£50,000£500,000
Money Transfer between RUUT accounts£10,000£50,000£50,000£50,000£500,000
ATM Withdrawal£200Max 5 withdrawals and £500Max 10 withdrawals and £500Max 20 withdrawals and £500Max 100 withdrawals and £6,000