RUUT

Visa cards for your team and business

Manage team spending, track expenses and stay in control with RUUT Visa debit cards — virtual or physical, for every need.

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Cards built for the way your business works

Manage team spending, track expenses and stay in control with RUUT Visa debit cards — virtual or physical, for every need.

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Choose your card

RUUT Business physical Visa debit card
Earn while you spend
5%cashback
on everyday spending with your RUUT Debit Card, from groceries and restaurants to transport and fuel. Rewards land in your account automatically.*
Multiple cards for your team
Issue additional cards to team members and manage expenses more efficiently.
Global spending power
Accepted worldwide for both local and international transactions.
£100.00
VISA ATM · ANY BANK
Smart cash access
Withdraw money easily from VISA ATMs wherever your business takes you.
Fast contactless payments
Pay in seconds with secure tap-to-pay technology.
Instant control via app
Freeze, unfreeze, or replace your card anytime with the RUUT App.
Enhanced security
Protected with EMV chip, PIN, and in-app controls for peace of mind.

Choose your card

PHYSICAL
RUUT Business physical card

Business spending, powered by VISA.

Multiple cards for your team
Issue additional cards to team members and manage expenses more efficiently.
Global spending power
Accepted worldwide for both local and international transactions.
£100.00
VISA ATM · ANY BANK
Smart cash access
Withdraw money easily from VISA ATMs wherever your business takes you.
Fast contactless payments
Pay in seconds with secure tap-to-pay technology.
Instant control via app
Freeze, unfreeze, or replace your card anytime with the RUUT App.
Enhanced security
Protected with EMV chip, PIN, and in-app controls for peace of mind.

Your RUUT card, delivered

1
Download the app
2
Choose your card and link your account
3
Enter your delivery address
4
Activate and start spending worldwide

Once activated, your card is instantly ready for local and international transactions.

RUUT business physical card in the RUUT app

Your RUUT card, delivered

  1. 1Download the app
  2. 2Choose your card and link your account
  3. 3Enter your delivery address
  4. 4Activate and start spending worldwide

Once activated, your card is instantly ready for local and international transactions.

RUUT business physical card inside the RUUT app

Enjoy simple, secure business payments with your RUUT VISA Debit Card

Enjoy simple, secure business payments with your RUUT VISA Debit Card

Common
Questions,
Clear Answers

Do you have more questions?

Find many more answers in our resources, and our team is always here to help with any questions you may have.

Help Centre

The RUUT Business card is a payment card designed for businesses, offering both physical and virtual options, and enables secure transactions through the VISA network.

Key features of the RUUT Business card:

VISA Network: The RUUT Business card operates on the widely accepted VISA network, meaning you can use your card at many locations worldwide.

Contactless Payment: The card supports contactless payments, allowing you to make quick and easy transactions, making your shopping experience more convenient.

Linked to Your Chosen Account: The card is linked to your selected RUUT account, ensuring that all transactions are directly processed from that specific account.

Spending Limited to Your Balance: With the RUUT Business card, you can only spend up to the amount available in your account. This helps you stay within budget and manage your expenses more effectively.

Cash Withdrawals: With the physical card, you can withdraw cash from ATMs. This feature provides a practical solution for your urgent cash needs.

Common
Questions,
Clear Answers

Do you have more questions?

Find many more answers in our resources, and our team is always here to help with any questions you may have.

Help Centre

The RUUT Business card is a payment card designed for businesses, offering both physical and virtual options, and enables secure transactions through the VISA network.

Key features of the RUUT Business card:

VISA Network: The RUUT Business card operates on the widely accepted VISA network, meaning you can use your card at many locations worldwide.

Contactless Payment: The card supports contactless payments, allowing you to make quick and easy transactions, making your shopping experience more convenient.

Linked to Your Chosen Account: The card is linked to your selected RUUT account, ensuring that all transactions are directly processed from that specific account.

Spending Limited to Your Balance: With the RUUT Business card, you can only spend up to the amount available in your account. This helps you stay within budget and manage your expenses more effectively.

Cash Withdrawals: With the physical card, you can withdraw cash from ATMs. This feature provides a practical solution for your urgent cash needs.

READY WHEN YOU ARE

Let's get down to
business

We are making your growth our business. Open an account in minutes and get the tools you need to take payments, manage cash flow, and scale up, all in one place.

Talk to our team
READY WHEN YOU ARE

Let's get down to
business

We are making your growth our business. Open an account in minutes and get the tools you need to take payments, manage cash flow, and scale up, all in one place.

Talk to our team

Your business.
Your life.
Your RUUT.

Your business.
Your life.
Your RUUT.

RUUT

The all-in-one financial partner for UK small businesses.

RUUT is a trading name of Is United Payment Systems Limited, a company registered in England and Wales (Company No. 14364087) with its registered office at Kemp House, 124 City Road, London, United Kingdom, EC1V 2NX. Is United Payment Systems Limited is not authorised or regulated by the Financial Conduct Authority (FCA). The RUUT account is issued by Algbra FS UK Limited, which is authorised and regulated by the FCA under the Electronic Money Regulations 2011 (Firm Reference Number 952360) for the issuing of electronic money. RUUT (Is United Payment Systems Limited) acts as a distributor of Algbra FS UK Limited. Your funds are not covered by the Financial Services Compensation Scheme (FSCS). However, they are held in one or more segregated and safeguarded accounts in accordance with the Electronic Money Regulations 2011. This Visa card is issued by Enfuce UK Ltd pursuant to licence by VISA Europe Limited. Enfuce UK Ltd is authorised and regulated by the Financial Conduct Authority, with the Firm Reference Number 993783.

© 2026 RUUT. All rights reserved.Maxi Digital GmbH is a subsidiary of Is United Payment Systems Limited.

RUUT is a trading name of Is United Payment Systems Limited, a company registered in England and Wales (Company No. 14364087) with its registered office at Kemp House, 124 City Road, London, United Kingdom, EC1V 2NX. Is United Payment Systems Limited is not authorised or regulated by the Financial Conduct Authority (FCA). The RUUT account is issued by Algbra FS UK Limited, which is authorised and regulated by the FCA under the Electronic Money Regulations 2011 (Firm Reference Number 952360) for the issuing of electronic money. RUUT (Is United Payment Systems Limited) acts as a distributor of Algbra FS UK Limited. Your funds are not covered by the Financial Services Compensation Scheme (FSCS). However, they are held in one or more segregated and safeguarded accounts in accordance with the Electronic Money Regulations 2011. This Visa card is issued by Enfuce UK Ltd pursuant to licence by VISA Europe Limited. Enfuce UK Ltd is authorised and regulated by the Financial Conduct Authority, with the Firm Reference Number 993783.

© 2026 RUUT. All rights reserved.Maxi Digital GmbH is a subsidiary of Is United Payment Systems Limited.